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Pension Contribution Calculator

See exactly how much is going into your pension — and how much more could be. Our pension contribution calculator breaks down your employee and employer contributions, and models the take-home pay impact of paying in more via salary sacrifice

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Are you making the most of your employer's pension contributions?

Most people underestimate how much their pension is worth — and how cheaply they can top it up

Between employer matching, tax relief, and the option to sacrifice salary before it's taxed, pension contributions are one of the most efficient ways to build wealth available to UK employees. Yet most people contribute the minimum and leave significant free money on the table.

Use this calculator to see your current contribution picture clearly — and explore what happens when you increase your input, even by a small percentage.

  • Your monthly and annual employee and employer contributions at a glance
  • The estimated impact on your take-home pay if you choose salary sacrifice
  • How income tax and National Insurance rates affect your real contribution cost
  • The total flowing into your pension pot each month — and each year

Pension Contribution Calculator

Results

Employee contribution
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Employer contribution
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Total into pension
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Note: “Salary sacrifice” and tax impacts here are a simplified estimate. For accuracy, we can wire in UK/US tax bands once you tell me your country.

About us

About Oros

Our mission is to provide individual investors with institutional and professional investor level access, and to give independent business owners the same tools as national corporates.

We want an even playing field.

Oros Consultancy is not a financial advisory or tax advisory firm, we are an educational platform, introducer and an access provider to open previously locked doors to individual investors and business owners.

Our Services

How the Oros Consultancy process works

Let's build your next chapter
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Step 1

Arrange a free introductory call
meeting

Step 2

We get to know you and your situation
certificate

Step 3

We design a plan to meet your needs

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Step 4

You decide whether to proceed or not

Request a call back

Ready to Elevate your investment?

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