Website Terms and Conditions

Last updated: 17 August 2026

These Website Terms and Conditions govern your use of www.oros-consultancy.co.uk and any associated webpages operated by Oros Consultancy Ltd.

Please read these Terms carefully before using our website.

By accessing or using this website, you agree to these Terms. If you do not agree to them, you should not use the website.

1. About Oros Consultancy

This website is operated by:

Oros Consultancy Ltd
Company number: 12943435
Registered in England and Wales
Registered office:

Suite E2, 2nd Floor
The Octagon
Middleborough
Colchester
Essex
CO1 1TG
United Kingdom

Throughout these Terms, references to "Oros", "Oros Consultancy", "we", "us" and "our" mean Oros Consultancy Ltd.

2. What Oros Consultancy Does

Oros Consultancy operates as an educational platform, business strategy consultancy, introducer and access provider.

Our activities may include:

providing general investment education and market information;
publishing articles, guides, reports and educational materials;
introducing qualifying investors to independent third-party businesses and investment providers;
providing information concerning private markets and alternative assets;
assisting businesses with strategy and growth;
introducing businesses to potential sources of capital;
facilitating introductions between businesses, investors and professional service providers; and
providing other consultancy and introduction services.

The precise scope of any paid consultancy engagement will be agreed separately with the relevant client.

3. No Financial, Legal or Tax Advice

Oros Consultancy is not a financial advisory, legal advisory or tax advisory firm.

Nothing contained on this website constitutes personalised:

financial advice;
investment advice;
legal advice;
tax advice;
accounting advice;
pension advice; or
a personal recommendation.

Our content is intended to provide general information, education and access to information about markets, businesses, investment structures and opportunities.

Information provided through the website does not take account of your individual financial circumstances, objectives, risk tolerance, tax position or investment requirements.

You remain responsible for determining whether any particular action, investment or transaction is appropriate for you.

Where appropriate, you should obtain independent advice from an FCA-authorised financial adviser, solicitor, accountant or tax adviser before making a decision.

4. Investment Information

Parts of this website discuss investments, private companies, alternative assets, private credit, loan notes, private equity and other investment structures.

This information is provided for educational and informational purposes unless expressly stated otherwise.

Nothing on the publicly accessible areas of this website should be interpreted as a general invitation or offer to buy, sell, subscribe for or participate in a security or investment.

Detailed information relating to a particular opportunity may be provided separately and may be subject to investor eligibility requirements and financial promotion restrictions.

5. Restricted Investment Opportunities

Certain investment opportunities discussed or introduced through Oros may be restricted by law as to the persons to whom they may be promoted.

Access to particular information may therefore be limited to investors who satisfy applicable legal eligibility requirements.

Where necessary, you may be required to complete an investor classification, declaration or other eligibility process before receiving detailed information.

Completing an enquiry form, subscribing to our newsletter or simply using this website does not mean that you have been determined to be eligible to receive information about a restricted investment.

Oros reserves the right to refuse or withdraw access to particular investment information where we consider this necessary to comply with applicable law or regulatory requirements.

6. Investment Risk

Investing involves risk.

Where you consider an investment introduced or discussed by Oros, you should understand that:

Capital is at risk. You may receive back less than you invest and, in some circumstances, you could lose all of the capital invested.

Returns are not guaranteed. Target returns, projections, forecasts and illustrations are estimates and should not be treated as guarantees.

Past performance is not a reliable indicator of future performance.

Private investments may be illiquid. There may be no established secondary market and you may be unable to sell an investment when you want to.

Income may not be guaranteed. Contractual interest obligations remain dependent upon the relevant borrower or counterparty being capable of satisfying its obligations.

Alternative assets can fluctuate in value. Tangible assets may be affected by market demand, condition, provenance, liquidity and other factors.

Tax treatment can change. Any references to taxation are based on general information available at the relevant time. Tax treatment depends upon personal circumstances and applicable legislation.

Some investments may not be regulated by the Financial Conduct Authority. Certain investments may therefore not benefit from protections available for mainstream regulated financial products.

You should read all relevant offering documents, agreements, risk warnings and supporting information before making an investment decision.

7. No Assessment of Suitability

Unless expressly stated in a separate written agreement, Oros does not assess whether an investment is suitable or appropriate for your individual financial circumstances.

Discussions concerning your interests, objectives, portfolio, investment timeframe or preferences are intended to help us understand which educational information or introductions may be relevant.

They should not be interpreted as a regulated suitability assessment or personal recommendation.

The final decision to proceed with an investment remains yours.

8. Information on the Website

We take reasonable care when preparing information published on this website.

However, financial markets, company information, legislation, taxation, asset prices, investment terms and economic conditions can change rapidly.

We do not guarantee that all information on the website will at all times be:

complete;
current;
accurate;
suitable for a particular purpose; or
free from errors or omissions.

Articles and educational materials generally reflect information available when they were written.

The date on which material was published should therefore be considered before relying upon it.

We may update, amend or withdraw content without notice.

9. Forecasts, Examples and Illustrations

The website may contain:

financial projections;
compound-growth examples;
hypothetical investment scenarios;
historical performance information;
target returns;
potential exit values;
market forecasts;
examples of investment structures; and
illustrations of potential future outcomes.

These are provided to explain concepts and should not be interpreted as promises or guarantees.

Actual outcomes may differ materially.

Where assumptions have been used, the result is dependent upon those assumptions being achieved.

10. Third-Party Investment Providers

Oros may introduce users to independent third-party companies, investment providers, asset brokers, developers, issuers, fundraisers and other commercial partners.

These organisations are separate legal entities from Oros Consultancy.

Unless expressly agreed otherwise:

Oros does not issue the relevant investment;
Oros does not hold investor funds;
Oros does not hold investment assets on behalf of investors;
Oros does not enter into the investment contract on behalf of the investor;
Oros is not responsible for managing the underlying investment; and
the investment agreement will be between the investor and the relevant third-party provider.

You should carefully review the identity, regulatory position, documentation and contractual obligations of the relevant provider before proceeding.

11. Due Diligence and Commercial Partners

Oros may undertake due diligence before deciding whether to work with or introduce a particular business.

However, the existence of an Oros introduction or commercial relationship should not be treated as a guarantee of the future performance, solvency, conduct or success of that business.

Due diligence reflects the information available at a particular point in time.

Financial circumstances, management teams, markets, asset values, business performance and other relevant circumstances can subsequently change.

You remain responsible for carrying out your own investigations before entering into any transaction.

12. Introductions Are Not Recommendations

An introduction by Oros does not, by itself, constitute:

financial advice;
an endorsement;
a guarantee;
a personal recommendation; or
confirmation that an investment is suitable for you.

Our role is to facilitate access to information and relevant businesses.

The decision whether to engage with a provider or enter into a transaction remains yours.

13. Fees and Commercial Relationships

Details of certain Oros consultancy fees are published separately on our website.

Additional services may be subject to separate fees agreed with you before work begins.

Where Oros receives an introduction fee, commission or other remuneration from a third party, any disclosure required by applicable law, regulation or the terms of a particular transaction will be provided where appropriate.

The existence of a commercial relationship should be considered when evaluating information relating to a commercial partner.

14. Business Consultancy Services

Information concerning business growth, corporate strategy, capital raising, acquisitions, financing or other commercial matters is general information unless a separate consultancy engagement has been agreed.

Nothing on the website itself creates a consultant-client relationship.

Any specific consultancy engagement may be governed by a separate proposal, engagement letter, statement of work or agreement.

Where there is a conflict between these Website Terms and the terms of a separately agreed consultancy contract, the separately agreed contract will take precedence in relation to that engagement.

15. Capital Raising

Oros may assist businesses seeking to raise capital by facilitating introductions and providing business consultancy services.

Publication of information about capital raising does not mean that:

Oros guarantees that capital will be raised;
any particular investor will invest;
a fundraising target will be achieved;
Oros is underwriting the transaction; or
an introduction will result in investment.

Businesses seeking capital remain responsible for the accuracy and completeness of information supplied to prospective investors.

Separate terms may apply to capital-raising engagements.

16. Third-Party Websites

Our website may contain links to websites operated by third parties.

These links are provided for information or convenience.

Oros does not control third-party websites and is not responsible for:

their content;
their availability;
their security;
their privacy practices;
information appearing on them; or
products or services supplied through them.

A link from Oros to another website does not necessarily constitute an endorsement of that website or its operator.

You should review the terms and privacy policies applicable to third-party websites before using them.

17. Intellectual Property

Unless otherwise stated, the content of this website is owned by or licensed to Oros Consultancy Ltd.

This includes, without limitation:

text;
articles;
reports;
investment guides;
educational materials;
graphics;
photographs;
videos;
illustrations;
calculators;
diagrams;
branding;
logos;
page designs; and
downloadable materials.

Copyright, trade marks and other intellectual property rights in these materials remain with Oros or the relevant rights holder.

18. Permitted Use of Our Content

You may:

view the website for personal or legitimate business purposes;
download materials that we expressly make available for download;
print reasonable extracts for personal use; and
share links to publicly available Oros webpages.

Unless you have obtained prior written permission from Oros, you must not:

reproduce substantial portions of the website;
republish our reports or guides;
sell our content;
commercially distribute our materials;
remove copyright or branding notices;
use Oros content to create a competing commercial service;
falsely represent Oros content as your own; or
use our name or branding in a way that suggests endorsement or affiliation where none exists.

19. Acceptable Use

You must not use this website:

for any unlawful purpose;
fraudulently;
to impersonate another person;
to transmit malicious software;
to interfere with the operation or security of the website;
to attempt unauthorised access to our systems;
to scrape or systematically extract website data for unauthorised commercial purposes;
to infringe another person's intellectual property rights; or
in a manner that could damage Oros, our users or our commercial partners.

We may block or restrict access where we reasonably believe these Terms have been breached.

20. Information You Submit

Where you submit information through our website, you must ensure that it is accurate to the best of your knowledge.

You must not knowingly provide false or misleading information.

You should not submit another person's personal information unless you have an appropriate basis or authority to do so.

Submission of information through a website form does not oblige Oros to provide a service, arrange an introduction or enter into a business relationship with you.

21. Lead Generation and Enquiry Forms

Certain webpages allow you to:

request a call;
download a guide;
register an interest;
subscribe to communications;
request information;
attend an event; or
ask to be introduced to another business.

Additional terms may be displayed when you submit a particular form.

Where additional terms apply, they should be read together with these Website Terms.

Where there is a conflict concerning the specific form or service, the more specific terms will take precedence.

22. Privacy

Oros processes personal information in accordance with applicable data-protection legislation.

Our Privacy Policy explains, amongst other things:

what information we collect;
why we collect it;
the legal bases upon which we process it;
how long we retain it;
circumstances in which information may be shared;
your rights in relation to your information; and
how to contact us regarding personal data.

You should read our Privacy Policy before submitting personal information through the website.

23. Cookies

Our website may use cookies and similar technologies.

Information about the cookies we use, their purposes and the choices available to you should be read alongside our Cookie Policy and cookie consent controls.

Where consent is legally required for the use of particular cookies or technologies, those technologies should only be used in accordance with the consent choices you make.

24. Marketing Communications

Submitting a general website form does not necessarily mean that you have agreed to receive ongoing marketing communications.

Where consent or another lawful basis is required, marketing communications will be handled separately in accordance with applicable data-protection and electronic-marketing requirements.

You may unsubscribe from marketing emails using the unsubscribe facility provided or otherwise ask us to stop sending marketing communications.

25. Website Availability

We aim to keep the website available and functioning correctly.

However, we do not guarantee uninterrupted access.

We may temporarily suspend, restrict or withdraw parts of the website for:

maintenance;
technical changes;
security;
regulatory reasons;
upgrades; or
other operational reasons.

We may also change the structure, functionality or content of the website without notice.

26. Cybersecurity

We take reasonable steps to maintain the security of our website.

However, no internet-based system can be guaranteed to be completely secure.

You are responsible for maintaining appropriate security measures on your own devices and systems.

You should use appropriate antivirus software and exercise care when downloading files or following links.

27. Limitation of Liability

Nothing in these Terms excludes or limits any liability that cannot lawfully be excluded or limited, including liability for fraud or fraudulent misrepresentation or death or personal injury caused by negligence.

Subject to the above and to the fullest extent permitted by law, Oros will not be responsible for losses arising solely because you relied upon general educational or informational content on this website when making an investment, financial, legal, tax or commercial decision.

Oros will not be responsible merely by reason of having made an introduction for the acts, omissions, financial performance, insolvency or default of an independent third-party provider.

You should undertake your own due diligence and obtain appropriate professional advice before entering into material financial or commercial transactions.

Nothing in these Terms affects any statutory rights you have that cannot lawfully be excluded.

28. No Guarantee of Results

Nothing published by Oros guarantees:

investment returns;
business growth;
capital appreciation;
investment income;
tax savings;
successful fundraising;
successful acquisitions;
business exits;
future liquidity; or
any other financial or commercial result.

Where potential outcomes or targets are discussed, they should be considered objectives or illustrations rather than guaranteed results.

29. Changes to These Terms

We may amend these Terms from time to time.

The current version will be published on our website together with the date on which it was last updated.

Changes will take effect when the revised Terms are published unless otherwise stated.

You should review these Terms periodically if you use the website regularly.

30. Severability

If any provision of these Terms is found to be invalid, unlawful or unenforceable, the remaining provisions will continue to apply.

31. No Waiver

If we do not immediately enforce a provision of these Terms, this does not mean that we have waived our right to enforce it subsequently.

32. Governing Law and Jurisdiction

These Terms and any dispute arising from your use of this website are governed by the laws of England and Wales.

If you use this website as a business, the courts of England and Wales will have exclusive jurisdiction over disputes relating to these Terms.

If you are a consumer, nothing in these Terms removes any mandatory rights you may have to bring proceedings in another UK jurisdiction where applicable.

33. Contacting Oros Consultancy

Questions concerning these Terms can be submitted through our website at:

www.oros-consultancy.co.uk

Or in writing to:

Oros Consultancy Ltd
Suite E2, 2nd Floor
The Octagon
Middleborough
Colchester
Essex
CO1 1TG
United Kingdom

Company number: 12943435

Important Investment Notice

Capital is at risk. You may lose some or all of the money you invest.

Oros Consultancy does not provide regulated financial, legal or tax advice. Information provided through this website is for general educational and informational purposes and does not constitute a personal recommendation.

Certain investment opportunities may be illiquid, unregulated or restricted to eligible investors.

Past performance is not a reliable indicator of future performance. Target returns and projections are not guaranteed.

If you are unsure about the suitability of an investment for your circumstances, you should consider obtaining independent advice from an appropriately authorised professional.