--- title: About You description: Welcome to Oros Consultancy image: https://www.oros-consultancy.co.uk/hubfs/about-you.jpeg --- [Skip to content](https://www.oros-consultancy.co.uk/about-you#main-content) ![OROS Master Logo](https://www.oros-consultancy.co.uk/hubfs/OROS%20Master%20Logo.svg)Homepage - [Home](https://www.oros-consultancy.co.uk?hsLang=en-gb) - [About You](https://www.oros-consultancy.co.uk/about-you?hsLang=en-gb) - [In Your 20s](https://www.oros-consultancy.co.uk/in-your-20s?hsLang=en-gb) - [In Your 30s and 40s](https://www.oros-consultancy.co.uk/in-your-30s-and-40s?hsLang=en-gb) - [In Your 40s to 55](https://www.oros-consultancy.co.uk/in-your-40s-to-55?hsLang=en-gb) - [In Your 55 to 65](https://www.oros-consultancy.co.uk/in-your-55-to-65?hsLang=en-gb) - [In Your 65 to 75](https://www.oros-consultancy.co.uk/in-your-65-to-75?hsLang=en-gb) - [Age 75 and Beyond](https://www.oros-consultancy.co.uk/age-75-and-beyond?hsLang=en-gb) - [Our Services](https://www.oros-consultancy.co.uk/our-services?hsLang=en-gb) - [Physical Assets](https://www.oros-consultancy.co.uk/physical-assets?hsLang=en-gb) - [Private Equity](https://www.oros-consultancy.co.uk/private-equity?hsLang=en-gb) - [Tax Efficient Investments](https://www.oros-consultancy.co.uk/tax-efficient-invesments?hsLang=en-gb) - [Real Estate](https://www.oros-consultancy.co.uk/real-estate?hsLang=en-gb) - [Fixed Income](https://www.oros-consultancy.co.uk/fixed-income?hsLang=en-gb) - Insights - [Pension Contribution Calculator](https://www.oros-consultancy.co.uk/pension-contribution-calculator?hsLang=en-gb) - [Pension Drawdown Calculator](https://www.oros-consultancy.co.uk/pension-drawdown-calculator-1?hsLang=en-gb) - [Inheritance Calculator](https://www.oros-consultancy.co.uk/inheritance-calculator?hsLang=en-gb) - [Compound Growth Calculator](https://www.oros-consultancy.co.uk/compound-growth-calculator?hsLang=en-gb) - [Latest Market News](https://www.oros-consultancy.co.uk/articles/tag/latest-market-news?hsLang=en-gb) - [Educational Articles](https://www.oros-consultancy.co.uk/articles/tag/educational-article?hsLang=en-gb) - [Fees & Charges](https://www.oros-consultancy.co.uk/fees-and-charges?hsLang=en-gb) - [Contact](https://www.oros-consultancy.co.uk/contact-us?hsLang=en-gb) [Sign Up For Our Newsletter](https://2f7yes.share-eu1.hsforms.com/2oYnnmG0gSLa4egDJUr681g) - [Home](https://www.oros-consultancy.co.uk?hsLang=en-gb) - [About You](https://www.oros-consultancy.co.uk/about-you?hsLang=en-gb) - [In Your 20s](https://www.oros-consultancy.co.uk/in-your-20s?hsLang=en-gb) - [In Your 30s and 40s](https://www.oros-consultancy.co.uk/in-your-30s-and-40s?hsLang=en-gb) - [In Your 40s to 55](https://www.oros-consultancy.co.uk/in-your-40s-to-55?hsLang=en-gb) - [In Your 55 to 65](https://www.oros-consultancy.co.uk/in-your-55-to-65?hsLang=en-gb) - [In Your 65 to 75](https://www.oros-consultancy.co.uk/in-your-65-to-75?hsLang=en-gb) - [Age 75 and Beyond](https://www.oros-consultancy.co.uk/age-75-and-beyond?hsLang=en-gb) - [Our Services](https://www.oros-consultancy.co.uk/our-services?hsLang=en-gb) - [Physical Assets](https://www.oros-consultancy.co.uk/physical-assets?hsLang=en-gb) - [Private Equity](https://www.oros-consultancy.co.uk/private-equity?hsLang=en-gb) - [Tax Efficient Investments](https://www.oros-consultancy.co.uk/tax-efficient-invesments?hsLang=en-gb) - [Real Estate](https://www.oros-consultancy.co.uk/real-estate?hsLang=en-gb) - [Fixed Income](https://www.oros-consultancy.co.uk/fixed-income?hsLang=en-gb) - Insights - [Pension Contribution Calculator](https://www.oros-consultancy.co.uk/pension-contribution-calculator?hsLang=en-gb) - [Pension Drawdown Calculator](https://www.oros-consultancy.co.uk/pension-drawdown-calculator-1?hsLang=en-gb) - [Inheritance Calculator](https://www.oros-consultancy.co.uk/inheritance-calculator?hsLang=en-gb) - [Compound Growth Calculator](https://www.oros-consultancy.co.uk/compound-growth-calculator?hsLang=en-gb) - [Latest Market News](https://www.oros-consultancy.co.uk/articles/tag/latest-market-news?hsLang=en-gb) - [Educational Articles](https://www.oros-consultancy.co.uk/articles/tag/educational-article?hsLang=en-gb) - [Fees & Charges](https://www.oros-consultancy.co.uk/fees-and-charges?hsLang=en-gb) - [Contact](https://www.oros-consultancy.co.uk/contact-us?hsLang=en-gb) [Sign Up For Our Newsletter](https://2f7yes.share-eu1.hsforms.com/2oYnnmG0gSLa4egDJUr681g) # Find out what you need to know Your life priorities, financial circumstances and needs change through your life, meaning there are different financial aspects you will need to consider. [Learn more](https://www.oros-consultancy.co.uk/about-you#callback) --- ![about-you](https://www.oros-consultancy.co.uk/hs-fs/hubfs/about-you.jpeg?width=1600&height=2000&name=about-you.jpeg "about-you") About you  ## Where are you in your life? Get informed about your finances and find out how financial planning and investment management services can help create a more secure financial future for you and your family. - Understand Your Financial Position: Gaining clarity on your income, expenses, assets, and liabilities at your current life stage helps you make more informed decisions and identify areas for improvement or opportunity. - Tailored Financial Planning: A structured financial plan can align your goals—such as buying a home, saving for education, or planning for retirement—with a realistic roadmap, factoring in risk, time horizon, and personal priorities. - Strategic Investment Management: Professional investment guidance can help grow your wealth sustainably, ensuring your portfolio is diversified, risk-adjusted, and aligned with your long-term financial objectives. [Explore more](https://www.oros-consultancy.co.uk/about-you#callback) About you ## Find out what you need to know --- Your life priorities, financial circumstances and needs change through your life, meaning there are different financial aspects you will need to consider. ### Start your financial journey **Foundation stage: 20s** Managing your finances in your 20s isn't always a priority even though you may be taking on your own financial responsibilities for the first time; it's good to start with the basics. [Find out more](https://www.oros-consultancy.co.uk/in-your-20s?hsLang=en-gb) ### Build on your foundation **Accumulation stage: 30 to 40** Even when day-to-day life is really busy, it's important to keep your financial future in focus with things like pension planning and making the most of other tax-efficient investments. [Find out more](https://www.oros-consultancy.co.uk/in-your-30s-and-40s?hsLang=en-gb) ### A time for growth **Growth stage: 40 to 55** They say life begins at 40, and these peak earnings years are a good opportunity to enjoy your hard-earned money and maximise your savings and investments. [Find out more](https://www.oros-consultancy.co.uk/in-your-40s-to-55?hsLang=en-gb) ### Establish your financial plans **Establishing stage: 55 to 65** As family life changes and you start to think about stepping back from work or retiring completely, you'll want to make sure any decisions you make are backed by solid financial plans. [Find out more](https://www.oros-consultancy.co.uk/in-your-55-to-65?hsLang=en-gb) ### Time to enjoy your retirement **Preservation & Reward stage: 65 to 75** Now’s the time to enjoy the financial security that’s come from your hard work and careful financial plans by using your savings and investments in the most efficient ways to enjoy your life. [Find out more](https://www.oros-consultancy.co.uk/in-your-65-to-75?hsLang=en-gb) ### The key to conservation **Conservation stage: 75+** In your later years, you'll be thinking about what you can give to others now and in the future, and organising your assets to make sure your family don't pay more tax than they need to. [Find out more](https://www.oros-consultancy.co.uk/age-75-and-beyond?hsLang=en-gb) [Let's build your next chapter](https://www.oros-consultancy.co.uk/about-you#callback) ## Begin your journey with Oros #### Ready to Elevate your business? [Get in touch](https://www.oros-consultancy.co.uk/contact-us?hsLang=en-gb) [![OROS Master Logo white](https://www.oros-consultancy.co.uk/hubfs/OROS%20Master%20Logo%20white.svg "OROS Master Logo white")](https://oros-consultancy.co.uk?hsLang=en-gb) - [Home](https://www.oros-consultancy.co.uk?hsLang=en-gb) - [Articles](https://www.oros-consultancy.co.uk/articles?hsLang=en-gb) - [Our Services](https://www.oros-consultancy.co.uk/our-services?hsLang=en-gb) - [Fees & Charges](https://www.oros-consultancy.co.uk/fees-and-charges?hsLang=en-gb) - [Contact](https://www.oros-consultancy.co.uk/contact-us?hsLang=en-gb) --- [Privacy Policy](https://www.oros-consultancy.co.uk/privacy-policy?hsLang=en-gb) · [Legal](https://www.oros-consultancy.co.uk/website-terms-and-conditions?hsLang=en-gb) · © 2026 Oros Consultancy. All rights reserved.